Permanent life insurance is often called whole life insurance because it covers you for your whole life.
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Permanent Life Insurance
It gives your beneficiaries a tax-free payment after you die. Some plans can build cash value over time.
Permanent insurance costs are usually guaranteed not to increase from the time you first buy the policy. And some permanent insurance plans let you pay for a limited time and then never again. Universal life and participating life are other forms of permanent life insurance that you may want to consider.